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Canadian Broker Comparison

Which Canadian broker is right for you? In order to answer that, you need to answer yourself some key questions. How often do you plan to trade (ie are you a long term investor in securities or do you plan on being a day or swing trader)? Do you want to buy mainly Canadian Securities or do you want exposure to foreign markets? Do you want to trade Foreign Exchange, Options or other more complex financial instruments? How much money do you have to invest? Are you looking to invest as an RRSP or a TFSA (tax free savings account)?

These and many other factors contribute to which broker will be the best for you as a Canadian or Canadian resident.

Ultimately, we can't answer which broker will be perfect for you, but we can give you information about their fees, comissions and other data

 

Broker  Margin Rate  Mutual Funds  Comm  Real Time Data  Minimum Balance Maint Cost  Int on Cash  DRIP RRSP /TFSA  Forex Fee/Spread (each way)
Scotia i-Trade  Prime + 1  Yes  $9.99  per trade with $50k deposit or 30 trades  per quarter ($19.99  per per trade otherwise)  Yes - free  $50k for $9.99 trade.  19.99 otherwise $25 per quarter for low activity. $0 if balance > $5k  4.15% (only out – side RRSP)  Yes Yes/ Yes  ~1%
IB  LIB +1.5  No  Min $1  per USD or CAD trade. Max 0.5% of trade value ($0.005 per share). Max 0.5% of trade value ($0.01  per share)  Yes ($10 /mo if less than $30 usd comm per mo.  $10k to open a new account  $10 USD per mo (min)  LIB – 0.5 = 3.72% today on Cad$ > $11.5k  No No/ No  0.01% + 2.50USD
Questrade  Prime + 1  Yes $30 $4.95 for up to 495 shares. $9.99 for all other trades.  Yes - free  $1k to open a new account  None  prime – 2.5% = 3.5% today on CAD >$10k  Yes Yes/ Yes  0.5% (for RRSP), 1.50% for non-reg
RY, BMO varies  Yes  $29 per trade  Yes - free  varies  varies  varies  Yes Yes/ Yes  ~1%, 0.9%
CIBC Investors Edge  Yes  $395 for 50 trades or $7.90  per trade. $6.95  per trade after 50  Yes - free  $25k balance for no annual fee  $125 per year if under min req.  Yes Yes/ Yes  0.90%
Credential Direct 
Contact Them
Yes 
$19  per trade or $9.95 per trade for active traders ( 25  per quarter)  Yes - free  None  None   
Yes/ Yes 
 
TDW  Yes  $9.99 per trade if assets > $100k.  Yes  $100k in assets  $100 per year if under $25k balance  Yes Yes/ Yes   
QTrade  Yes  $19 per trade or $9.95 per trade if assets > $100k  Yes  none  $50 per yr if under $50k balance in RRSP  Yes Yes/ Yes   
Trade Freedom  Prime + 1  Yes $37.95  $9.95 per trade up to 1000 shares. $0.01 per share after that  Yes - free  $1k for margin  none  varies prime -3% for <$10k    Yes/ Yes   

 

 

Updated 2009

Above information may be out of date or innacurate. Please consult the broker's website or other documentation for better accuracy.